It was a very positive year for the equity culture in Germany
The Deutsches Aktieninstitut publishes a report every year on the development of the number of shareholders in Germany. We have summarized the most important facts and figures for 2020 for you.
- 12.4 million people in Germany own shares, equity funds or share-based ETFs. That's 17.5 % of the population.
- 2.7 million more investors were enthusiastic about investing in shares compared to 2019.
- Over 1 million new stock savers are under 40 years of age.
- 5.3 million people invested directly in stocks.
- Fund saving is booming: a total of 9.3 million people invested their money in share-based funds. That is 2.2 million more than in 2019.
- Low-wage earners discover the stock investment. Compared to the previous year, around 500,000 more people with a net income of less than 2,000 euros have become stock savers.
- 36.3 % of equity investors are women and 63.7 % are men.
- Women are increasingly taking their finances into their own hands. About 90% of the new equity savers rely on fund savings.
What are the reasons for the surge in stock savers?
The Corona year 2020 also had positive effects:
- Many savers simply had more time and money to deal with their own finances.
- Many have used the collapse of the stock market in March 2020 as an opportunity to enter the stock market.
- The stock investment becomes mobile. Apps for smartphones make it easier for investors to get started in equity trading. The young generation in particular is enthusiastic about it.
The young generation discovers stock trading.
1 million new equity investors under 40 are a clear sign of change. It is also interesting that the younger generation invests more in individual stocks.
Caution is advised, however, when hoping for quick gains on the stock market. Anyone who acts at short notice or puts everything on one card can quickly lose a lot of money.
It is therefore important to find out more about the companies you are investing in.
A good way to get objective information on stocks is the TransparentShare app.
The easiest way to find undervalued stocks.
TransparentShare automatically rates stocks with data-based key figures and recommends them for buying or selling.
Read more about this in the report "Shareholder numbers 2020: Germans are getting more and more enthusiastic about shares"Published by Deutsches Aktieninstitut. The data in this article comes from this report.
